Rental Housing
Many of Snohomish County’s working families struggle to pay market-rate rent and still meet their many other obligations. Once-homeless families coming out of transitional housing have an especially difficult time finding places they can afford. To serve these families, Housing Hope develops, owns and operates affordable housing for households with incomes less than 80% of the county median.
Resident families occupy these affordable-rent apartments until they can afford full market rent elsewhere.
- To be placed on the emergency and transitional housing waiting list, please call 211.
- To be placed on the permanent housing waiting list, please call the Housing Hope Administrative Offices at 425.347.6556.
Self Help Housing - A Sweat Equity Home Ownership Program
The dream of owning a home is shared by almost all county residents. For low-income families, many with past credit problems or no savings for a down payment, this dream appears beyond reach. Housing Hope has helped over 193 local families build their own homes through our Self Help Housing program. This is accomplished through sweat equity – 30 hours of owner/builder labor per week throughout the one-year building cycle – and with USDA subsidized mortgage rates. Homes are built in groups of six to ten – an instant neighborhood - and everyone moves in at the same time, after all are homes completed.
To address rapidly rising land and construction costs, Housing Hope is establishing a homeownership gap financing loan pool that will be used to assist low income applicants to qualify specifically for these opportunities.
To address another critical need, Housing Hope became a HUD-certified Housing Counseling Agency in 2004, expanding the availability of home-buyer education and housing counseling options for low income families.
Accepting Applications for Stanwood Now!
Housing Hope is accepting applications from individuals and families interested in building their home in Stanwood with their future neighbors in the portion of the new Copper Station subdivision aptly named The Crest. The 35 well-situated lots purchased by Housing Hope for its Self Help Housing program have territorial views of the Cascade Mountains to the east and ample on-site trails and recreation facilities.
Self Help Housing makes the dream of owning a home a reality for determined families who are not able to afford a home otherwise. This trusted federal rural housing program exchanges the "sweat equity" labor of owner-builders for subsidized loans with no down payment. The favorable loan terms, plus available gap financing, can help households with incomes as low as $32,000 qualify for this homeownership opportunity, with monthly mortgage payments often less than what applicants are paying in rent.
Housing Hope provides loan packaging and construction training and supervision at no cost to applicants. Financing for building lot acquisition and home construction at The Crest at Copper Station is being provided by USDA Rural Development, Community Frameworks (a regional non-profit conduit for HUD funds), Frontier Bank, and the Washington State Housing Trust Fund.
Click on the underlined titles below for more information on living on
The Crest at Copper Station in Stanwood.
Directions to The Crest at Copper Station
House Plans - Street Elevation
House Plans - Inside Layouts
The Crest at Copper Station Land Photos
Click on the following titles for more information on the Self Help Housing.
Read the stories how Self Help Housing has impacted these homeowner's lives.
Click here to read about our current Self Help project on the Tulalip Reservation.
For more information on the Self Help Housing program, including how to qualify and how to apply, please contact Toni Wiegand at 425.347.6556 or
toniwiegand@housinghope.org.
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